Terms & Conditions

1. Scope of Services – IRA Precious Metals Liquidation Only

 

 

This Site facilitates the liquidation of precious metals owned by customers through self-directed Individual Retirement Accounts (“IRAs”) and held at an approved third-party precious metals depository. At the express direction of the IRA account holder, and subject to approval by the IRA custodian and depository, IRA Metals Liquidation Services executes the liquidation in its own name solely to effectuate the transaction and remits the resulting cash proceeds directly to the customer’s existing IRA custodian. We do not sell precious metals, open, establish, sponsor, or administer IRAs, act as a custodian or depository, or provide rollover, transfer, investment, tax, or legal advice.

 

 

2. Customer Authority and Authorization

 

 

By submitting a liquidation request, you represent and warrant that you are the IRA account holder or a duly authorized representative and that you have full authority to direct the liquidation of the IRA-owned metals. You expressly authorize IRA Metals Liquidation Services to execute the liquidation transaction in its name solely for the purpose of completing the liquidation at your direction. This authorization does not create a fiduciary relationship and does not grant us discretionary authority over your IRA assets.

 

 

3. Role of Custodians and Depositories

 

 

IRA custodians and precious metals depositories are independent third parties. All liquidations are subject to their rules, procedures, approvals, and timelines. We do not control and are not responsible for the acts, omissions, delays, pricing policies, verification processes, or decisions of any custodian, depository, shipper, or other third party.

 

 

4. Pricing; Market Risk; No Guarantees

 

 

All pricing, estimates, or communications are non-binding unless and until confirmed and executed in accordance with custodian and depository procedures. You acknowledge that precious metals prices fluctuate and are volatile, pricing may change due to market conditions, timing, metal verification, or custodian or depository requirements, and no transaction is final until liquidation is completed and funds are credited to the IRA custodian.

 

 

5. Verification and Right to Decline

 

 

All metals are subject to verification, inspection, authentication, and confirmation by the depository and or custodian. We reserve the right, in our sole discretion, to refuse, cancel, suspend, or delay any liquidation request for any reason, including compliance concerns, inability to verify authority or holdings, regulatory requirements, or discrepancies in metal type, quantity, or purity.

 

 

6. Payment of Proceeds

 

 

All proceeds from any completed liquidation are remitted exclusively to the customer’s existing IRA custodian. We do not distribute funds directly to customers, determine or report tax treatment, or classify transactions as distributions or withdrawals.

 

 

7. No Investment, Tax, or Legal Advice

 

 

We do not provide investment, tax, legal, or retirement planning advice. All liquidation decisions are made solely by the IRA account holder. You are responsible for consulting your own advisors regarding any tax or legal consequences.

 

 

8. Compliance and Identification

 

 

All transactions are subject to applicable federal, state, and regulatory requirements, including identity verification and anti-money laundering obligations. We may require additional documentation or information and may make reports as required by law.

 

 

9. Website Use and Intellectual Property

 

 

All content on this Site is owned by or licensed to IRA Metals Liquidation Services and protected by intellectual property laws. You may not copy, reproduce, distribute, modify, or exploit any Site content without prior written consent. You agree not to misuse the Site, interfere with its operation, submit false information, or violate any applicable laws or regulations.

 

 

10. Third-Party Links

 

 

The Site may contain links to third-party websites or services. We do not control and are not responsible for third-party content, policies, or practices. Use of third-party sites is at your own risk.

 

 

11. Disclaimers

 

 

THE SITE AND ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, IRA METALS LIQUIDATION SERVICES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE MAKE NO GUARANTEE REGARDING PRICING, TIMING, AVAILABILITY, OR UNINTERRUPTED OPERATION OF THE SITE OR SERVICES.

 

 

12. Limitation of Liability

 

 

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IRA METALS LIQUIDATION SERVICES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO THE SITE OR SERVICES, INCLUDING MARKET FLUCTUATIONS, DELAYS, PRICING CHANGES, OR THIRD-PARTY ACTIONS. IF LIABILITY IS FOUND, OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID IN CONNECTION WITH THE SPECIFIC LIQUIDATION GIVING RISE TO THE CLAIM.

 

 

13. Indemnification

 

 

You agree to indemnify, defend, and hold harmless IRA Metals Liquidation Services and its owners, officers, employees, and agents from any claims, damages, losses, or expenses arising from your breach of these Terms, inaccurate representations, lack of authority, or violations of law.

 

 

14. Dispute Resolution and Arbitration

 

 

PLEASE READ THIS SECTION CAREFULLY. Any dispute arising out of or relating to the Site or Services shall be resolved by binding arbitration, except that either party may bring an individual action in small claims court or seek injunctive relief for misuse of the Site or intellectual property violations. Arbitration shall be administered by the American Arbitration Association, conducted by a single neutral arbitrator, and held in California or conducted remotely. All disputes must be brought on an individual basis only. Class actions, class arbitrations, and representative actions are not permitted. This arbitration agreement is governed by the Federal Arbitration Act and, where applicable, California law.

 

 

15. Governing Law

 

 

Except as preempted by federal law, these Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

 

 

16. Severability

 

 

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

 

 

17. Entire Agreement

 

 

These Terms constitute the entire agreement between you and IRA Metals Liquidation Services regarding the Site and Services and supersede all prior agreements or understandings.

 

 

18. Contact Information

 

 

IRA Metals Liquidation Services, LLC

Los Angeles, California

info@IRAMetalsLiquidation.com

[Phone Number]